Are there any disadvantages to buying a mobile phone for 24 interest-free periods?

time:2022-12-08 08:05:43 source:scripttoolbox.com author:Hard disk
Are there any disadvantages to buying a mobile phone for 24 interest-free periods?

Recently, I want to buy Xiaomi Mi 10 and Redmi K30 Pro, both of which have 24 interest-free periods, only about 160 per month. I just want to buy one. I have never used the installment before. How to choose? A little tangled, I want to buy the 3399 red rice k30Pro or the 3999 Xiaomi Mi 10, I hope someone can help me solve the problem, thank you! Wrong way: I have no money in my hand, I bought a 24-period interest-free mobile phone, and pay 160 yuan every month. Correct method: I have 5,000 yuan in my hand and I plan to buy a mobile phone. . I put this 5,000 yuan into a bank as a stable financial product, and it is estimated that there is about 4% (I don’t want to compare the real 4 or 3), then I have made a time difference, which is equivalent to using other people’s money to buy financial management, each The monthly interest-free payment is 160 yuan. If you disagree with my approach, either you have a better way to manage money, or you don't even know the most basic financial knowledge.

(Responsible editor:Chassis)

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